Credit scores play a big role in determining whether you’ll qualify for a loan and what your loan terms will be. I have listed eight steps below that will help you monitor and improve your credit scores. You might be surprised what you find. So, keep your credit score...

Do you know what to know about your credit scores? The subject of credit scores are often boring and over complicated. Additionally, there are hundreds of websites with detailed information that dives deep into the subject. I have found too often when clients are in...

Track Your Budget The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below. Income   Expenses   Total Take-Home Pay   Total...

Smoothing out the Ups & Downs of buying a home, Preparation! Preparing to buy a home can be both exciting and stressful at the same time. To help smooth out the up and downs you will find a list of ideas below to help you make the home buying process a more...

Are You Preparing to Hunt for Your First Home? Preparing to look for a new home is an exciting time in life. Below you will find a list of ideas to help keep in mind while your are hunting for your dream home. 1. Know that there’s no “right” time to buy. If you find...

Real Estate Vocabulary If your buying a home for the first time, you will find many of the terms used to be overwhelming. I have listed a few terms with an explanation below to help make sense of them. Agency & Agency Relationships The term “agency” is used in...

How long have you been in residential real estate? Is it your full-time job? Like most professions, experience is no guarantee of skill. But much of real estate is learned on the job. Do you have any designations or certifications? Real estate professionals have to...

Working With a REALTOR® REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers: 1. Ethical treatment. Every REALTOR® must adhere to...

Owning A Home is the American Dream Everyone has their own reasons for owning a home. As a REALTOR® I have been asked over the years, why owning a home is such an important part of the "American Dream". Although home ownership is a very personal choice, here are at...